Comments on: Once a Debtor, Always a Debtor? – Guest Post http://financefreelancelife.com/2009/07/08/once-a-debtor-always-a-debtor/ Tue, 16 Mar 2010 14:53:24 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: J. Money http://financefreelancelife.com/2009/07/08/once-a-debtor-always-a-debtor/#comment-49459 J. Money Wed, 08 Jul 2009 21:58:05 +0000 http://financefreelancelife.com/?p=1449#comment-49459 See how that budget always sneaks itself in?! Gotta love that ;) <abbr><em>J. Money’s last blog post: <a href="http://feedproxy.google.com/~r/budgetsaresexy/~3/rE_B9tFqIkU/best-financial-calculators.html" rel="nofollow">Best Financial Calculators!</a></abbr></em> See how that budget always sneaks itself in?! Gotta love that ;)

J. Money’s last blog post: Best Financial Calculators!

]]> By: Miranda http://financefreelancelife.com/2009/07/08/once-a-debtor-always-a-debtor/#comment-49426 Miranda Wed, 08 Jul 2009 13:17:35 +0000 http://financefreelancelife.com/?p=1449#comment-49426 I think that debt is a lifestyle. It can be difficult to break out of that mind-set, even after you go through settlement or consolidation. It can be hard to move beyond a debt lifestyle that focuses on instant gratification. I think that these ideas are helpful, though, in terms of making lasting lifestyle choices. <abbr><em>Miranda’s last blog post: <a href="http://www.bizzia.com/yieldingwealth/ynab-offers-budgeting-mom-contest/" rel="nofollow">YNAB offers Budgeting Mom Contest</a></abbr></em> I think that debt is a lifestyle. It can be difficult to break out of that mind-set, even after you go through settlement or consolidation. It can be hard to move beyond a debt lifestyle that focuses on instant gratification. I think that these ideas are helpful, though, in terms of making lasting lifestyle choices.

Miranda’s last blog post: YNAB offers Budgeting Mom Contest

]]> By: Neil http://financefreelancelife.com/2009/07/08/once-a-debtor-always-a-debtor/#comment-49416 Neil Wed, 08 Jul 2009 11:25:58 +0000 http://financefreelancelife.com/?p=1449#comment-49416 Hi Absolutely essential advice for anyone in debt. Too much of the debt advice/information out there (especially for people in a debt crisis situation) concentrates only on the detail of how to get through your debt problem using bankruptcy, consolidation etc. I recommend that people take time to think honestly about the habits/emotional problems/practical issues that led them to overspend in the first place. Unless these are considered and dealt with it is almost inevitable that the debt cycle will repeat itself. <abbr><em>Neil’s last blog post: <a href="http://debtadvice4free.com/2009/06/27/the-elusion-of-financial-freedom-that-debt-can-bring/" rel="nofollow">The Elusion of Financial Freedom That Debt Can Bring</a></abbr></em> Hi

Absolutely essential advice for anyone in debt. Too much of the debt advice/information out there (especially for people in a debt crisis situation) concentrates only on the detail of how to get through your debt problem using bankruptcy, consolidation etc.

I recommend that people take time to think honestly about the habits/emotional problems/practical issues that led them to overspend in the first place. Unless these are considered and dealt with it is almost inevitable that the debt cycle will repeat itself.

Neil’s last blog post: The Elusion of Financial Freedom That Debt Can Bring

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