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	<title>Comments on: Dell Extended Warranty Pays off With Replacement Laptop</title>
	<atom:link href="http://financefreelancelife.com/2009/06/15/dell-extended-warranty-replacement-laptop/feed/" rel="self" type="application/rss+xml" />
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		<title>By: Umjustsayin</title>
		<link>http://financefreelancelife.com/2009/06/15/dell-extended-warranty-replacement-laptop/#comment-53778</link>
		<dc:creator>Umjustsayin</dc:creator>
		<pubDate>Tue, 08 Sep 2009 01:10:24 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1435#comment-53778</guid>
		<description>I have a Dell and my 1 year warranty expires 09/15/09. I was considering not renewing it because I&#039;m fairly computer savvy. You have convinced me to bite the bullet and renew the warranty (on which my keyboard and motherboard have already been replaced). I work from home and am in school so I can&#039;t afford to be without my computer.</description>
		<content:encoded><![CDATA[<p>I have a Dell and my 1 year warranty expires 09/15/09. I was considering not renewing it because I&#8217;m fairly computer savvy. You have convinced me to bite the bullet and renew the warranty (on which my keyboard and motherboard have already been replaced). I work from home and am in school so I can&#8217;t afford to be without my computer.</p>
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		<title>By: lul mul</title>
		<link>http://financefreelancelife.com/2009/06/15/dell-extended-warranty-replacement-laptop/#comment-52252</link>
		<dc:creator>lul mul</dc:creator>
		<pubDate>Tue, 18 Aug 2009 23:13:17 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1435#comment-52252</guid>
		<description>can you tell me how the new computer came? did you send yours in first or they sent one out to you and you returned that?</description>
		<content:encoded><![CDATA[<p>can you tell me how the new computer came? did you send yours in first or they sent one out to you and you returned that?</p>
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		<title>By: Dad</title>
		<link>http://financefreelancelife.com/2009/06/15/dell-extended-warranty-replacement-laptop/#comment-47917</link>
		<dc:creator>Dad</dc:creator>
		<pubDate>Wed, 17 Jun 2009 07:41:42 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1435#comment-47917</guid>
		<description>I knew you had used the warranty but not how much!  I too rarely get warranties like this.  But I see the value of having an available computer in school.  For small business, home businesses, and free-lance, I would suggest investigating service contracts with local service people or investigate the service costs at local repair groups who have a good reputation.  You may be able to get a better deal that costs you more the more you need it but still gives you quick service and a lot of uptime.  Of course, the modern American way is the disposable computer that you replace and throw away when it fails.  But you had better have a reliable backup plan for you data or you are in serious trouble.</description>
		<content:encoded><![CDATA[<p>I knew you had used the warranty but not how much!  I too rarely get warranties like this.  But I see the value of having an available computer in school.  For small business, home businesses, and free-lance, I would suggest investigating service contracts with local service people or investigate the service costs at local repair groups who have a good reputation.  You may be able to get a better deal that costs you more the more you need it but still gives you quick service and a lot of uptime.  Of course, the modern American way is the disposable computer that you replace and throw away when it fails.  But you had better have a reliable backup plan for you data or you are in serious trouble.</p>
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		<title>By: MLR</title>
		<link>http://financefreelancelife.com/2009/06/15/dell-extended-warranty-replacement-laptop/#comment-47862</link>
		<dc:creator>MLR</dc:creator>
		<pubDate>Mon, 15 Jun 2009 23:38:30 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1435#comment-47862</guid>
		<description>Even on cheaper products, they usually aren&#039;t worth it. Warranty pricing is variable to account for things like that.

It may be $200 for a $500 laptop and $400 for a $1,500 laptop. (40% of cost versus 27%)

Your &quot;expected value&quot; will never be better by buying a warranty. (I don&#039;t often say never... but they are in business to make a profit).

The problem comes when you know someone who buys a warranty and winds up benefiting from it. People tell you about good experiences, not the fact that they didn&#039;t use the warranty.

&lt;abbr&gt;&lt;em&gt;MLR’s last blog post: &lt;a href=&quot;http://feedproxy.google.com/~r/MyLifeROI/~3/xnQqYZwSmUE/&quot; rel=&quot;nofollow&quot;&gt;Winner Announced for Global Giving Gift Card Giveaway&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Even on cheaper products, they usually aren&#8217;t worth it. Warranty pricing is variable to account for things like that.</p>
<p>It may be $200 for a $500 laptop and $400 for a $1,500 laptop. (40% of cost versus 27%)</p>
<p>Your &#8220;expected value&#8221; will never be better by buying a warranty. (I don&#8217;t often say never&#8230; but they are in business to make a profit).</p>
<p>The problem comes when you know someone who buys a warranty and winds up benefiting from it. People tell you about good experiences, not the fact that they didn&#8217;t use the warranty.</p>
<p><abbr><em>MLR’s last blog post: <a href="http://feedproxy.google.com/~r/MyLifeROI/~3/xnQqYZwSmUE/" rel="nofollow">Winner Announced for Global Giving Gift Card Giveaway</a></em></abbr></p>
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