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	<title>Comments on: 3 Financial Do-Overs</title>
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		<title>By: The Money Genie Grants 3 Wishes &#187; JoeTaxpayer</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-47326</link>
		<dc:creator>The Money Genie Grants 3 Wishes &#187; JoeTaxpayer</dc:creator>
		<pubDate>Thu, 04 Jun 2009 12:03:08 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-47326</guid>
		<description>[...] discussing what they&#8217;d change. The bloggers taking on this gedanken experiment included Mrs. Micah, Budgets are Sexy, and Free Money Finance. Drop a note if you&#8217;re a PF blogger and want to be [...]</description>
		<content:encoded><![CDATA[<p>[...] discussing what they&#8217;d change. The bloggers taking on this gedanken experiment included Mrs. Micah, Budgets are Sexy, and Free Money Finance. Drop a note if you&#8217;re a PF blogger and want to be [...]</p>
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		<title>By: mrsmicah</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46858</link>
		<dc:creator>mrsmicah</dc:creator>
		<pubDate>Fri, 29 May 2009 22:14:26 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46858</guid>
		<description>@&lt;strong&gt;Writer Dad&lt;/strong&gt; congrats! :) My financial regrets are pretty small too, compared to student loans, credit card debt, etc. It sounds like you&#039;re making good progress.

@&lt;strong&gt;Craig&lt;/strong&gt; yep...we&#039;re young so it won&#039;t hit us too hard since we&#039;re getting started. But it&#039;d be nice if we could have gotten started even earlier.

@&lt;strong&gt;Money Dieter&lt;/strong&gt; being free of those really pays off later.

@&lt;strong&gt;Stephanie&lt;/strong&gt; re: #3, I have a bit of a regret that I didn&#039;t take computer science classes in college--at least enough that I&#039;d have a few connections and something to put on my resume. But then again, there wasn&#039;t too much that I either didn&#039;t know already (html) or that was related to the stuff I&#039;m doing now.</description>
		<content:encoded><![CDATA[<p>@<strong>Writer Dad</strong> congrats! <img src='http://financefreelancelife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  My financial regrets are pretty small too, compared to student loans, credit card debt, etc. It sounds like you&#8217;re making good progress.</p>
<p>@<strong>Craig</strong> yep&#8230;we&#8217;re young so it won&#8217;t hit us too hard since we&#8217;re getting started. But it&#8217;d be nice if we could have gotten started even earlier.</p>
<p>@<strong>Money Dieter</strong> being free of those really pays off later.</p>
<p>@<strong>Stephanie</strong> re: #3, I have a bit of a regret that I didn&#8217;t take computer science classes in college&#8211;at least enough that I&#8217;d have a few connections and something to put on my resume. But then again, there wasn&#8217;t too much that I either didn&#8217;t know already (html) or that was related to the stuff I&#8217;m doing now.</p>
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		<title>By: Weekly Roundup: Genie Wishes Edition &#124; My Financial Recovery</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46825</link>
		<dc:creator>Weekly Roundup: Genie Wishes Edition &#124; My Financial Recovery</dc:creator>
		<pubDate>Fri, 29 May 2009 13:54:38 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46825</guid>
		<description>[...] Mrs. Micah. [...]</description>
		<content:encoded><![CDATA[<p>[...] Mrs. Micah. [...]</p>
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		<title>By: Stephanie PTY</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46771</link>
		<dc:creator>Stephanie PTY</dc:creator>
		<pubDate>Thu, 28 May 2009 20:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46771</guid>
		<description>I look over my (very short) financial life and the things I would do over are not what you expect. Having changed majors and wracked up over $42,000 in student loans, you&#039;d think those two things would be on my list, right? But... nope. I&#039;m glad I pursued my original major because I would never have realized it wasn&#039;t a direction I wanted to take my life if I hadn&#039;t tried it. And the student loans were necessary in order to take that major at a school that allowed me to do hands-on work. So my three things would be...

1) Save money as a kid - I had my own businesses starting at age six, but I spent all of it eventually. I went off to college with nothing in the bank expect graduation present money. 

2) Scholarships (and talking to the financial aid office directly) - despite all of my financial problems, I never went into the financial aid office and demand they do something for me. I pursued some scholarships, but I know there&#039;s more I could have done, early on.

3) Stuck with theater in college - that doesn&#039;t sound financial, now does it? But now I&#039;m aching to pursue a career in backstage theater work, and I wish I had participated in the theater groups on my campus over the last five years. I think I&#039;d have many more stepping stones right now if I&#039;d done that!

&lt;abbr&gt;&lt;em&gt;Stephanie PTY’s last blog post: &lt;a href=&quot;http://feedproxy.google.com/~r/PoorerThanYou/~3/ri-o0GEVzOE/&quot; rel=&quot;nofollow&quot;&gt;18-Year-Olds and Credit Cards: Discussion Continues&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I look over my (very short) financial life and the things I would do over are not what you expect. Having changed majors and wracked up over $42,000 in student loans, you&#8217;d think those two things would be on my list, right? But&#8230; nope. I&#8217;m glad I pursued my original major because I would never have realized it wasn&#8217;t a direction I wanted to take my life if I hadn&#8217;t tried it. And the student loans were necessary in order to take that major at a school that allowed me to do hands-on work. So my three things would be&#8230;</p>
<p>1) Save money as a kid &#8211; I had my own businesses starting at age six, but I spent all of it eventually. I went off to college with nothing in the bank expect graduation present money. </p>
<p>2) Scholarships (and talking to the financial aid office directly) &#8211; despite all of my financial problems, I never went into the financial aid office and demand they do something for me. I pursued some scholarships, but I know there&#8217;s more I could have done, early on.</p>
<p>3) Stuck with theater in college &#8211; that doesn&#8217;t sound financial, now does it? But now I&#8217;m aching to pursue a career in backstage theater work, and I wish I had participated in the theater groups on my campus over the last five years. I think I&#8217;d have many more stepping stones right now if I&#8217;d done that!</p>
<p><abbr><em>Stephanie PTY’s last blog post: <a href="http://feedproxy.google.com/~r/PoorerThanYou/~3/ri-o0GEVzOE/" rel="nofollow">18-Year-Olds and Credit Cards: Discussion Continues</a></em></abbr></p>
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		<title>By: Money Genie: I Grant You 3 Financial Do-Overs</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46764</link>
		<dc:creator>Money Genie: I Grant You 3 Financial Do-Overs</dc:creator>
		<pubDate>Thu, 28 May 2009 18:46:30 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46764</guid>
		<description>[...] Mrs Micah [...]</description>
		<content:encoded><![CDATA[<p>[...] Mrs Micah [...]</p>
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		<title>By: Money Dieter</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46697</link>
		<dc:creator>Money Dieter</dc:creator>
		<pubDate>Wed, 27 May 2009 17:35:29 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46697</guid>
		<description>I would have lived more frugally and avoided students loans and credit card debt.</description>
		<content:encoded><![CDATA[<p>I would have lived more frugally and avoided students loans and credit card debt.</p>
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		<title>By: Craig</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46693</link>
		<dc:creator>Craig</dc:creator>
		<pubDate>Wed, 27 May 2009 16:05:34 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46693</guid>
		<description>I waited till this year to start up my Roth IRA account and should have started it 6 months ago and got some money in for last year.  I know it&#039;s not a huge difference but could be a little bit.

&lt;abbr&gt;&lt;em&gt;Craig’s last blog post: &lt;a href=&quot;http://blog.budgetpulse.com/2009/05/26/identity-theft-fatal-attraction-with-a-financial-twist/&quot; rel=&quot;nofollow&quot;&gt;Identity Theft: Fatal Attraction with a Financial Twist?&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>I waited till this year to start up my Roth IRA account and should have started it 6 months ago and got some money in for last year.  I know it&#8217;s not a huge difference but could be a little bit.</p>
<p><abbr><em>Craig’s last blog post: <a href="http://blog.budgetpulse.com/2009/05/26/identity-theft-fatal-attraction-with-a-financial-twist/" rel="nofollow">Identity Theft: Fatal Attraction with a Financial Twist?</a></em></abbr></p>
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		<title>By: Writer Dad</title>
		<link>http://financefreelancelife.com/2009/05/27/financial-mistakes/#comment-46683</link>
		<dc:creator>Writer Dad</dc:creator>
		<pubDate>Wed, 27 May 2009 14:14:33 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=1420#comment-46683</guid>
		<description>Shockingly, I have no financial regrets. I&#039;ve always been a diligent saver and a wise investor. What I do have is high hopes that I&#039;ll see the end of the finish line soon for the massive debt I&#039;ve absorbed in my transition to writing. But again, only saving made the transition remotely possible.

&lt;abbr&gt;&lt;em&gt;Writer Dad’s last blog post: &lt;a href=&quot;http://collectiveinkwell.com/an-exclamation-point-is-like-a-promise/&quot; rel=&quot;nofollow&quot;&gt;An Exclamation Point is Like a Promise&lt;/a&gt;&lt;/abbr&gt;&lt;/em&gt;</description>
		<content:encoded><![CDATA[<p>Shockingly, I have no financial regrets. I&#8217;ve always been a diligent saver and a wise investor. What I do have is high hopes that I&#8217;ll see the end of the finish line soon for the massive debt I&#8217;ve absorbed in my transition to writing. But again, only saving made the transition remotely possible.</p>
<p><abbr><em>Writer Dad’s last blog post: <a href="http://collectiveinkwell.com/an-exclamation-point-is-like-a-promise/" rel="nofollow">An Exclamation Point is Like a Promise</a></em></abbr></p>
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