I was recently sent a fascinating little book to give away: The Skinny on Credit Cards: How to Master the Credit Card Game. At first, the subtitle put me off a little bit. The word “game” made me feel like the authors were making light of the serious problem of credit card debt and the complicated process that getting and using credit has become in our culture.
Once I started reading, however, I found the book to be a light-hearted mix between humorous stick-figure drawings and serious information. The “Skinny On” series attempts to help people understand complex matters in an accessible fashion.
The Skinny on Credit Cards combines storytelling and information–we follow Billy and Beth, two otherwise-smart people who’ve managed to get themselves into a deep credit card debt. The book talks about how your financial story affects your outlook on spending and finances.
I found the book to be incredibly informative and yet easy-to-read because the information was broken up by panels and stick figure illustrations. There’s a lot to say about credit cards and getting out of credit card debt and they say it. In some ways, the book reminds me of a blog doing a topical series–there’s even a great “wrap up post” at the end recapping the main points.
At times the story part seemed a bit silly and simplistic, as such stories often do. But I was so impressed by the content overall that I was able to see the story as a way of helping readers identify with someone and see examples of the book’s principles.
If you’re trying to get fully-educated about how credit cards work and best practices for using them, I highly recommend The Skinny on Credit Cards as a way to find all the information in one place.
And good news! I’m giving away a free copy of the PDF version of The Skinny on Credit Cards! To enter, all you have to do is leave a comment below sharing when you got your first credit card and whether or not you think you were ready to have one at that point. To start us off, I’ll say that I got my first card at 22, I think I was ready because I had a good financial track record and had been blogging and educating myself about personal finance for nearly a year.
Contest closes on Sunday May 17th at 10:30pm EDT. Winner will be notified through e-mail. Valid e-mail is required so I can send the winner their copy of the book. Contest is void where prohibited, winner will be chosen at random from valid entries using random.org. Choice of winner is at my sole discretion.