Comments on: Credit Card Reward Offers Can Change Any Time

By: Credit Cards Don’t Suck, You Suck! | Free From Broke

Credit Cards Don’t Suck, You Suck! | Free From Broke — Fri, 08 May 2009 03:42:44 +0000

[...] blaming credit card companies! No one told you to get a credit card. OK, maybe it helps to have one to build up a credit history but it’s not their fault if [...]

By: Carol

Carol — Tue, 05 May 2009 03:48:56 +0000

Love the points! Every now and again I check in to see what I can buy with them. This week it will be new running shoes for two. Carol’s last blog post: Mindfulness Saves Money

By: Funny about Money

Funny about Money — Sat, 02 May 2009 15:28:54 +0000

Good thought. The Visa card that used to send a donation to my favorite left-wing cause with every purchase just withdrew from that program. Now you get points toward various products that don't interest me much. The Costco AMEX card offers an annual cash kick-back. While I don't buy stuff just for the sake of racking up up the kick-back, I do use that card for all my routine purchases (paying it off at the end of each month). It's true you need to use "dormant" cards now and again to keep them from being canceled. A charge of just a couple of bucks will do it. Funny about Money’s last blog post: Home Security: Cheap (sorta) burglar discouragement

By: Your sister

Your sister — Sat, 02 May 2009 03:19:48 +0000

Fair warning, though, re: your last comment. As you probably read in the WP's Color of Money article this week, credit card companies are starting to take away credit cards which have been held long-term with no payments. Obviously, you don't have to hold a balance, but I know some people have advised keeping old credit cards alive without using them in order to up the credit score. This new trend, esp. combined with a downward trend in credit limits, negates that option...

By: FFB

FFB — Fri, 01 May 2009 17:51:07 +0000

I use my Amex Blue whenever I can (we pay it off monthly) because of the points. We see it like you say, as an added bonus. We never go out of our way to buy something just for points but we will use it for the points. And it's paid of for us too! FFB’s last blog post: Popular Online High Yield Savings Accounts

By: Writer Dad

Writer Dad — Fri, 01 May 2009 13:46:54 +0000

I read that post and loved it. Yes credit card companies are sneaky, but that's their job. We are all responsible for our own behavior. I loathe credit card debt and have spent my entire adult life avoiding it. Right now I have quite a bit, a necessary cost to my career transition, but I would never think to lay the blame on any doorstep outside my own. Writer Dad’s last blog post: My Daughter Danced For Me

By: Frugal Urbanite

Frugal Urbanite — Fri, 01 May 2009 11:26:47 +0000

I rant about blaming credit cards all the time. People will blame everyone but themselves for their money issues sometimes.

We’ve stuck with Upromise cards this whole time because although the rewards are lower, the program didn’t seem likely to disappear (and Mr. racked up some spectacular student debt.) We’d be buying food, gas, etc. anyway so we figured we’d take advantage of it.

By: Kyle

Kyle — Fri, 01 May 2009 11:21:50 +0000

I don't carry a balance month to month, and I tend to use my CC mostly when I travel for vacation and such, then we just pay it off when we get back. My rewards kind of suck just 1 point for every dollar spent. I got a $20,000 set of pots and pans with them a year or two ago. Kyle’s last blog post: An Attempt to Understand My EIUL