Comments on: Day 22) Almost There: Spending Report http://financefreelancelife.com/2009/02/22/spending-report/ Sat, 20 Mar 2010 15:34:03 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: DIY Joe http://financefreelancelife.com/2009/02/22/spending-report/#comment-39485 DIY Joe Mon, 23 Feb 2009 20:13:49 +0000 http://financefreelancelife.com/?p=1326#comment-39485 I like my tracking served daily (or near daily). I'd rather enter an item or two than wade through a stack of transactions. Of course, I have issues with procrastination, so it is better for me to just take care of it. The month is shaping up well. I did have to raid the cash cushion to make up the difference between what I had saved for the electric bill and what the charge was. The low point came when I tried to forecast the next few months. It was ugly. I like my tracking served daily (or near daily). I’d rather enter an item or two than wade through a stack of transactions. Of course, I have issues with procrastination, so it is better for me to just take care of it.
The month is shaping up well. I did have to raid the cash cushion to make up the difference between what I had saved for the electric bill and what the charge was.
The low point came when I tried to forecast the next few months. It was ugly.

]]> By: Aleriel http://financefreelancelife.com/2009/02/22/spending-report/#comment-39393 Aleriel Sun, 22 Feb 2009 16:10:49 +0000 http://financefreelancelife.com/?p=1326#comment-39393 My tracking is going well, but my month pretty much sucked. A few circumstances occurred earlier than planned, so I didn't have the time I expected to have to save up for some expenses. I'm already over budget in some categories as a result, and there's still two weeks to go in my budget. (It runs from the 6th of the month, since that's when I get my first pay.) The daily tracking is helping me along greatly, though, and I'm learning to appreciate the flexibility of not budgeting every single dollar (and thus building up a tiny monthly cushion). My tracking is going well, but my month pretty much sucked. A few circumstances occurred earlier than planned, so I didn’t have the time I expected to have to save up for some expenses. I’m already over budget in some categories as a result, and there’s still two weeks to go in my budget. (It runs from the 6th of the month, since that’s when I get my first pay.)

The daily tracking is helping me along greatly, though, and I’m learning to appreciate the flexibility of not budgeting every single dollar (and thus building up a tiny monthly cushion).

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