Comments on: Day 19) The List — An Approach to Buying What You Want http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/ Tue, 16 Mar 2010 14:53:24 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: DIY Joe http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39242 DIY Joe Fri, 20 Feb 2009 21:37:54 +0000 http://financefreelancelife.com/?p=1324#comment-39242 @ Laura/Diane I dig on the NSDs. :) I have 4 so far this month. I have to put the reins on some lazy spending anyway, so maybe this will help me do it. @ Laura/Diane
I dig on the NSDs. :) I have 4 so far this month. I have to put the reins on some lazy spending anyway, so maybe this will help me do it.

]]> By: Saver in the City» Saver in the City’s five for Friday http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39236 Saver in the City» Saver in the City’s five for Friday Fri, 20 Feb 2009 20:51:43 +0000 http://financefreelancelife.com/?p=1324#comment-39236 [...] If I had a dollar for every time I wanted to buy something…well, I’d probably be able to buy a lot more. In a great post about smart spending, Mrs. Micah encourages readers to use lists to curb impulse spending. [...] [...] If I had a dollar for every time I wanted to buy something…well, I’d probably be able to buy a lot more. In a great post about smart spending, Mrs. Micah encourages readers to use lists to curb impulse spending. [...]

]]> By: Diane http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39224 Diane Fri, 20 Feb 2009 19:04:12 +0000 http://financefreelancelife.com/?p=1324#comment-39224 Laura - I love the idea of tracking the number of no spend days per month! Super idea! Because I work at home I automatically have some NSDs due to not leaving the house (unless I shop online...). I make an effort to group errands to save time and gas, so in a way, my spending days are grouped as well. I do find that the less I spend the more reluctant I am to spend - it's like I don't want to 'break the spell'. Also, once I spend it's easier to keep spending. Strange psychological phenomenon, but true! Laura – I love the idea of tracking the number of no spend days per month! Super idea!

Because I work at home I automatically have some NSDs due to not leaving the house (unless I shop online…). I make an effort to group errands to save time and gas, so in a way, my spending days are grouped as well.

I do find that the less I spend the more reluctant I am to spend – it’s like I don’t want to ‘break the spell’. Also, once I spend it’s easier to keep spending. Strange psychological phenomenon, but true!

]]> By: Laura In Atlanta http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39223 Laura In Atlanta Fri, 20 Feb 2009 18:53:53 +0000 http://financefreelancelife.com/?p=1324#comment-39223 I've pretty much eliminated impulse purchases, thanks to the power of my NSDs. I have been tracking my spending to the penny since Nov 1, and I LOVE seeing NSDs (no spend days) listed. I had 7 in Nov, 5 in Dec and a whopping 12 in Jan and Im already at 10 for Feb. So . . . I look at the challenge now of collecting many NSDs and trying to increase that number each month. My impulse buys tend to be meals - I love Mexican food - and since Im single and cooking alone is boring, that is where a lot of my money went - to eating out. Now, though . . . with my NSDs being tracked, goodness, I can pass on the meals out more so. I find that the more time I spend not buying anything, that the harder it is for me to buy, when I acutally want to. I mean, its almost a habitnow, not spending money. I’ve pretty much eliminated impulse purchases, thanks to the power of my NSDs. I have been tracking my spending to the penny since Nov 1, and I LOVE seeing NSDs (no spend days) listed. I had 7 in Nov, 5 in Dec and a whopping 12 in Jan and Im already at 10 for Feb. So . . . I look at the challenge now of collecting many NSDs and trying to increase that number each month. My impulse buys tend to be meals – I love Mexican food – and since Im single and cooking alone is boring, that is where a lot of my money went – to eating out. Now, though . . . with my NSDs being tracked, goodness, I can pass on the meals out more so. I find that the more time I spend not buying anything, that the harder it is for me to buy, when I acutally want to. I mean, its almost a habitnow, not spending money.

]]> By: DIY Joe http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39221 DIY Joe Fri, 20 Feb 2009 18:23:25 +0000 http://financefreelancelife.com/?p=1324#comment-39221 I was thinking to myself that this article was a nice thought, but not useful to me because of where I am in my finances. Then my blessed brain said "dude. check your email. you have a list of stuff right there." It's true. I was doing it and not even realizing it. The item at the top of the list is a Uni-ball Kuru Toga mechanical pencil. They are imports only and hard to find. I was thinking to myself that this article was a nice thought, but not useful to me because of where I am in my finances. Then my blessed brain said “dude. check your email. you have a list of stuff right there.”
It’s true. I was doing it and not even realizing it. The item at the top of the list is a Uni-ball Kuru Toga mechanical pencil. They are imports only and hard to find.

]]> By: Diane http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39145 Diane Fri, 20 Feb 2009 00:31:06 +0000 http://financefreelancelife.com/?p=1324#comment-39145 I maintain a long-term list of "wants" that I might consider, either for myself or as gifts (mostly for my sons). That way I can refer to it if I suddenly have some spare money that I'm willing to part with - LOL! Mostly things on the list go by the wayside and are rarely purchased... If I REALLY want or need something I will remember it without putting it on the list. Somehow, just having the list makes me feel like I haven't given up on something I want, but kept it as a possibility for the future. Now and then I purge the list when I realize I really don't care enough to purchase an item. The larger items, like a nice bike or a treadmill, I consider starting a fund for, which is something I think I will do now that my credit cards are all paid off. I maintain a long-term list of “wants” that I might consider, either for myself or as gifts (mostly for my sons). That way I can refer to it if I suddenly have some spare money that I’m willing to part with – LOL!

Mostly things on the list go by the wayside and are rarely purchased… If I REALLY want or need something I will remember it without putting it on the list.

Somehow, just having the list makes me feel like I haven’t given up on something I want, but kept it as a possibility for the future. Now and then I purge the list when I realize I really don’t care enough to purchase an item.

The larger items, like a nice bike or a treadmill, I consider starting a fund for, which is something I think I will do now that my credit cards are all paid off.

]]> By: mb http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39127 mb Thu, 19 Feb 2009 19:02:58 +0000 http://financefreelancelife.com/?p=1324#comment-39127 if its not on my list for at least a month, i dont buy it. if its not on my list for at least a month, i dont buy it.

]]> By: Dawn http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39118 Dawn Thu, 19 Feb 2009 17:23:46 +0000 http://financefreelancelife.com/?p=1324#comment-39118 I like the list idea. Mostly I am just trying to get by right now, so impulse purchases are squashed as much as possible. However a list would let me put those items somewhere so it wouldn't feel like a "Never" - more like a "Not now." I like the list idea. Mostly I am just trying to get by right now, so impulse purchases are squashed as much as possible. However a list would let me put those items somewhere so it wouldn’t feel like a “Never” – more like a “Not now.”

]]> By: mrsmicah http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39113 mrsmicah Thu, 19 Feb 2009 15:39:16 +0000 http://financefreelancelife.com/?p=1324#comment-39113 I try to steer clear of ThinkGeek because I'm always wanting their t-shirts. Though since I'm in the market, I should comparison shop there and see how much funny I can get for my buck. :) "Han shot first." It's true! I try to steer clear of ThinkGeek because I’m always wanting their t-shirts. Though since I’m in the market, I should comparison shop there and see how much funny I can get for my buck. :)

“Han shot first.” It’s true!

]]> By: the weakonomist http://financefreelancelife.com/2009/02/19/day-19-the-list-an-approach-to-buying-what-you-want/#comment-39112 the weakonomist Thu, 19 Feb 2009 15:31:07 +0000 http://financefreelancelife.com/?p=1324#comment-39112 For many months now i've really wanted a tshirt from thinkgeek.com. I've almost made the purchase a few times but after waiting a day or two I always back out. When I want something I van likely afford but I can't seem to part with the funds, it goes on a list for birthday and Christmas presents. "Han Shot First" will have to wait until then I guess For many months now i’ve really wanted a tshirt from thinkgeek.com. I’ve almost made the purchase a few times but after waiting a day or two I always back out.

When I want something I van likely afford but I can’t seem to part with the funds, it goes on a list for birthday and Christmas presents. “Han Shot First” will have to wait until then I guess

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