Comments on: Day 5) Should We Change Our Spending Habits Now or Later? http://financefreelancelife.com/2009/02/05/should-we-change-our-spending-habits-now-or-later/ Sat, 20 Mar 2010 15:34:03 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: How to Make a Budget That Works! http://financefreelancelife.com/2009/02/05/should-we-change-our-spending-habits-now-or-later/#comment-39796 How to Make a Budget That Works! Fri, 27 Feb 2009 12:01:18 +0000 http://financefreelancelife.com/?p=1306#comment-39796 [...] the month of tracking, you may have already started changing your spending habits as you’ve become more aware of them. Otherwise, this is the time to thoroughly review your [...] [...] the month of tracking, you may have already started changing your spending habits as you’ve become more aware of them. Otherwise, this is the time to thoroughly review your [...]

]]> By: Diane http://financefreelancelife.com/2009/02/05/should-we-change-our-spending-habits-now-or-later/#comment-37826 Diane Fri, 06 Feb 2009 03:57:13 +0000 http://financefreelancelife.com/?p=1306#comment-37826 Thanks for taking a column to answer my question! This challenge is proving very interesting. I've already figured something out... for me, just the act of writing down everything I spend increases my awareness and accountability for where my money goes. Knowing that I'll have to write down the purchase has already made me say "no". It was just a soy candle I saw in CVS while picking up a prescription for my son. I know I will still buy candles because I love them, but I didn't need another one right now and I didn't want to have to write that purchase on the list! ;-) The 2nd thing I've realize is it's easier to avoid extra purchases if I don't go into a store! I've been to CVS several times this week, as my son had the flu. Most times I used the drive up, which prevents seeing things I don't need & being tempted to buy. Just being aware is the first step to changing my spending behavior & habits. I really think this can work! Thanks for taking a column to answer my question! This challenge is proving very interesting.

I’ve already figured something out… for me, just the act of writing down everything I spend increases my awareness and accountability for where my money goes.

Knowing that I’ll have to write down the purchase has already made me say “no”. It was just a soy candle I saw in CVS while picking up a prescription for my son.

I know I will still buy candles because I love them, but I didn’t need another one right now and I didn’t want to have to write that purchase on the list! ;-)

The 2nd thing I’ve realize is it’s easier to avoid extra purchases if I don’t go into a store! I’ve been to CVS several times this week, as my son had the flu. Most times I used the drive up, which prevents seeing things I don’t need & being tempted to buy.

Just being aware is the first step to changing my spending behavior & habits. I really think this can work!

]]> By: Phil http://financefreelancelife.com/2009/02/05/should-we-change-our-spending-habits-now-or-later/#comment-37792 Phil Thu, 05 Feb 2009 16:20:38 +0000 http://financefreelancelife.com/?p=1306#comment-37792 So, how does receiving my tax return - and what I do with it - play into this? ;) Personally, I'll continue tracking, but make notes next to items that wouldn't be the norm. PS - I'm being responsible and paying down debt with it :) So, how does receiving my tax return – and what I do with it – play into this? ;)

Personally, I’ll continue tracking, but make notes next to items that wouldn’t be the norm.

PS – I’m being responsible and paying down debt with it :)

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