If you read the article on credit companies carefully, she draws a distinction that is important. a) Spending a lot on one day beyond your normal spending practice is a real sign of possible fraud. Card thieves spend like made before the card get closed. b) Noticing that your spending has increased a lot may show signs of risk that you are spending more than you can pay back. Credit card companies have monitored that for years. They’re not looking at what you spend on so much as the total amount you spend. c) Analyzing what you are spending on is a new concept to me. Apparently it is somewhat new to the regulators too. That seems like an invasion of privacy to me. I hope it doesn’t catch on. Apparently if they disclose the practice it is not illegal.

I was really impressed with the room Emily did as well, and gave it a big thumbs up to encourage and show others what can be done with just a little.

I hope you aren’t too wet from the storm!!