Comments on: How an American Created a French Credit History

By: Guest Post at Mrs Micah

Guest Post at Mrs Micah — Sat, 03 Jan 2009 23:05:58 +0000

[...] about an immigrant’s experience of obtaining a credit history in the United States. I wrote How an American Created a French Credit History as a [...]

By: A

Wed, 03 Sep 2008 12:11:39 +0000

Hello! I’m an American in Paris, in need of a student loan. I finished school in July and still have not paid the balance on the tuition. I am concerned about the long-term (CDI) contract requirement. I have worked 9 months with a company here: 6 months as an intern, then 3 months in trial period of CDI. At the end of these 3 trial months, which is in two weeks, I am leaving since it is not my thing. I hope to find something quickly (likely here in Paris), but may likely start with another preliminary 3-6 month contract: Does this mean I will be denied? Any advice on how to work this? Otherwise, I have a cosigner, some savings, a French bank account etc.
Thank you.

By: Observer

Observer — Sun, 17 Aug 2008 16:40:43 +0000

Wow, the French system is like ChexSystems on steroids.

L’interdit bancaire, mon Dieu! Zut alors!

By: C

Tue, 12 Aug 2008 10:49:09 +0000

You say yourself that if the French system was aware of how much you still owe in student loans, it would never have allowed you to take out another one. Don’t you find that a bit irresponsible on your part, and contrary to your own goal of “fiscal responsibility”? Even though you are going to get away with it, I hope you’re not encouraging others to follow such a bad example of money “management”. (PS: I live in France too)

By: Zhu

Zhu — Tue, 12 Aug 2008 01:57:35 +0000

Wow, I had no idea it was that complicated in France. But we sure do love paperwork…

By: My Daily Dollars

My Daily Dollars — Mon, 11 Aug 2008 23:20:48 +0000

Goodness! That is quite a lot of paperwork. Hard to believe that we actually have it pretty easy with the ole FAFSA system.

By: Eponine

Eponine — Mon, 11 Aug 2008 22:52:22 +0000

My boyfriend has been in the U.S. for almost three years (from France), and is just now thinking of trying to get a credit card because he has no credit history here. It’s funny, because I’m trying to eliminate credit cards from my life, and he’s just hoping he’ll be able to get one!