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	<title>Comments on: What Keeps You From Paying Bills On-Time?</title>
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		<title>By: * Discover Introduces Prepaid Credit Card for Teens With Parental Controls</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-44934</link>
		<dc:creator>* Discover Introduces Prepaid Credit Card for Teens With Parental Controls</dc:creator>
		<pubDate>Fri, 08 May 2009 03:40:37 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-44934</guid>
		<description>[...] up with and no late fee. However, this doesn&#8217;t teach the child real life discipline about paying bills on time.Personally, I really like the idea of this credit card and think that Discover Card is heading in [...]</description>
		<content:encoded><![CDATA[<p>[...] up with and no late fee. However, this doesn&#8217;t teach the child real life discipline about paying bills on time.Personally, I really like the idea of this credit card and think that Discover Card is heading in [...]</p>
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		<title>By: Handle Your Personal Finances Like A Business — Green Panda Treehouse</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-36051</link>
		<dc:creator>Handle Your Personal Finances Like A Business — Green Panda Treehouse</dc:creator>
		<pubDate>Fri, 16 Jan 2009 12:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-36051</guid>
		<description>[...] the fact that many families simply do not know where their money is going. If you have no clear idea where your money is going, you have no way to know where to “trim the fat” from your [...]</description>
		<content:encoded><![CDATA[<p>[...] the fact that many families simply do not know where their money is going. If you have no clear idea where your money is going, you have no way to know where to “trim the fat” from your [...]</p>
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	<item>
		<title>By: squawkfox &#187; Welcomes, Link Love, and Carnivals Oh My!</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21738</link>
		<dc:creator>squawkfox &#187; Welcomes, Link Love, and Carnivals Oh My!</dc:creator>
		<pubDate>Sun, 27 Jul 2008 21:05:55 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21738</guid>
		<description>[...] Mrs. Micah asks What Keeps You From Paying Bills On-Time? [...]</description>
		<content:encoded><![CDATA[<p>[...] Mrs. Micah asks What Keeps You From Paying Bills On-Time? [...]</p>
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		<title>By: Jason Mitchener</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21656</link>
		<dc:creator>Jason Mitchener</dc:creator>
		<pubDate>Sat, 26 Jul 2008 07:52:45 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21656</guid>
		<description>I think my problems are not having the money and forgetting. Great advice. Thank you.</description>
		<content:encoded><![CDATA[<p>I think my problems are not having the money and forgetting. Great advice. Thank you.</p>
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		<title>By: Zhu</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21644</link>
		<dc:creator>Zhu</dc:creator>
		<pubDate>Fri, 25 Jul 2008 22:49:58 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21644</guid>
		<description>In my case, it&#039;s mostly because I forget... I always pay my credit card on time because I don&#039;t want to be the penalty. But for some reason, bills late fees don&#039;t scare me as much. 

Note that I&#039;m not that late. A couple of days at most. Bills are all due at different days of the months too, I because I get paid twice a month, I can not just pay all bills A, B and C on the 15th, let&#039;s say. It&#039;s just confusing sometimes.</description>
		<content:encoded><![CDATA[<p>In my case, it&#8217;s mostly because I forget&#8230; I always pay my credit card on time because I don&#8217;t want to be the penalty. But for some reason, bills late fees don&#8217;t scare me as much. </p>
<p>Note that I&#8217;m not that late. A couple of days at most. Bills are all due at different days of the months too, I because I get paid twice a month, I can not just pay all bills A, B and C on the 15th, let&#8217;s say. It&#8217;s just confusing sometimes.</p>
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	<item>
		<title>By: Denying Access to Comment Spammers (and others) Using htaccess and 403 Pages</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21637</link>
		<dc:creator>Denying Access to Comment Spammers (and others) Using htaccess and 403 Pages</dc:creator>
		<pubDate>Fri, 25 Jul 2008 18:35:33 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21637</guid>
		<description>[...] type of spam. It often disguises itself as real comments. This rather innocent comment was left on my site by someone calling himself &#8220;Tom.&#8221; my biggest problem is forgetting as well. I am so [...]</description>
		<content:encoded><![CDATA[<p>[...] type of spam. It often disguises itself as real comments. This rather innocent comment was left on my site by someone calling himself &#8220;Tom.&#8221; my biggest problem is forgetting as well. I am so [...]</p>
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		<title>By: Francois</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21631</link>
		<dc:creator>Francois</dc:creator>
		<pubDate>Fri, 25 Jul 2008 15:51:00 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21631</guid>
		<description>I only have one credit card account, and nothing else.

For the credit card I have a debit order to pay the entire outstanding amount at the end of each month.

For all my regular bills (insurance, etc.) I also have debit orders.

So everything is pretty much simplified and automated.

There is only one bill that I have to do manually, and I take care of this online at the end of each month.</description>
		<content:encoded><![CDATA[<p>I only have one credit card account, and nothing else.</p>
<p>For the credit card I have a debit order to pay the entire outstanding amount at the end of each month.</p>
<p>For all my regular bills (insurance, etc.) I also have debit orders.</p>
<p>So everything is pretty much simplified and automated.</p>
<p>There is only one bill that I have to do manually, and I take care of this online at the end of each month.</p>
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		<title>By: MizFit</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21626</link>
		<dc:creator>MizFit</dc:creator>
		<pubDate>Fri, 25 Jul 2008 12:37:09 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21626</guid>
		<description>whew
this is like the ONLY thing Im doing right :)

now if I could stop SPENDING SO MUCH...on food :) but still.</description>
		<content:encoded><![CDATA[<p>whew<br />
this is like the ONLY thing Im doing right <img src='http://financefreelancelife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
<p>now if I could stop SPENDING SO MUCH&#8230;on food <img src='http://financefreelancelife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  but still.</p>
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	<item>
		<title>By: Friday Linkfest: The Appraisal is In Edition &#124; beingfrugal.net</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21621</link>
		<dc:creator>Friday Linkfest: The Appraisal is In Edition &#124; beingfrugal.net</dc:creator>
		<pubDate>Fri, 25 Jul 2008 10:59:49 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21621</guid>
		<description>[...] Micah has some great advice for people who have trouble paying their bills on time.  It all starts with a little [...]</description>
		<content:encoded><![CDATA[<p>[...] Micah has some great advice for people who have trouble paying their bills on time.  It all starts with a little [...]</p>
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		<title>By: Funny about Money</title>
		<link>http://financefreelancelife.com/2008/07/24/pay-bills-on-time/#comment-21611</link>
		<dc:creator>Funny about Money</dc:creator>
		<pubDate>Fri, 25 Jul 2008 05:20:49 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=751#comment-21611</guid>
		<description>Yes, it&#039;s a witty and wonderful photo! Wish i was that creative.

Only one thing would keep me from paying my bills: having racked up more bills than I had cash. To avoid that, I use Excel to keep track of the amount I have in any given billing period less the amount of each charge, so that a glance at the bottom line tells me how much is left to spend. So far, it&#039;s worked...more or less...  That and an emergency fund have have (so far) allowed me to pay all my bills on time.</description>
		<content:encoded><![CDATA[<p>Yes, it&#8217;s a witty and wonderful photo! Wish i was that creative.</p>
<p>Only one thing would keep me from paying my bills: having racked up more bills than I had cash. To avoid that, I use Excel to keep track of the amount I have in any given billing period less the amount of each charge, so that a glance at the bottom line tells me how much is left to spend. So far, it&#8217;s worked&#8230;more or less&#8230;  That and an emergency fund have have (so far) allowed me to pay all my bills on time.</p>
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