Comments on: Personal Finance Bullying?

By: Frugal Babe

Frugal Babe — Sun, 06 Jul 2008 19:37:33 +0000

I opened an ING account a few years ago, and had them send me a form to add my husband. Then I forgot to give it to him. About a year later, I remembered and we got him added on. Since I handle most of our finances, I sat down last year and made a list of our accounts, usernames, pins, etc. and went over it with him. It’s in our safe, and he knows where the key is.

By: Sunday Morning Link Love ~ Happy Fourth Edition! | I've Paid For This Twice Already...

Sun, 06 Jul 2008 14:51:52 +0000

[...] Micah: Personal Finance Bullying? I don’t see it so much as bullying as [...]

By: Stephanie

Stephanie — Sun, 06 Jul 2008 05:30:27 +0000

I’ve been trying to convince my boyfriend to do the “pay yourself first” way of saving…he still currently just puts money in savings if he has some left over after paying the bills. I’m trying to get him to start off small, so he can realize how helpful it is…if he sets up an automatic withdrawal of even $50 to his savings account, that’s still $600 a year put into savings. And if he see’s that $50 is painless, he can slowly move it upward….but in the meantime, I’ve still had trouble convincing him to do it. I think sometimes I’m a pf bully, in that I think everyone should be on top of their finances as much as I want to be!

By: Friday Link Love - Friends & Fireworks Edition | One Caveman's Financial Journey

Fri, 04 Jul 2008 13:31:39 +0000

[...] Mrs. Micah – Personal Finance Bullying? [...]

By: Foxie

Foxie — Fri, 04 Jul 2008 01:38:09 +0000

I’m so with the other phone phobia people. It was a huge step when I called up USAA the other day to find out about our insurance… Glad I did, too, since I saved us $500.

Part of my job is interacting with cell service providers and getting some things done for customers. I’ve gotten over my fear of calling them, realizing that I simply need to tell them exactly what I want done and why I can’t do it. Works out better that way.

Now, calling for any other reason when I’m not at work… Oh yeah, I chicken. Especially when it comes to phone calls I should make, like following up job applications.

By: Alice

Alice — Thu, 03 Jul 2008 13:00:06 +0000

Re: phone phobia — I used to be phone-phobic, and I’ve had to write out scripts for one of my children to use when making a call. I remember my mother rehearsing her introductory words after she had dialed and the phone was ringing (people often took longer to answer in those days). I mostly got over it when I worked in a flower shop and had to call other florists, suppliers, and even occasionally customers (“could you please come in and pay your bill?”).

By: cybele

cybele — Thu, 03 Jul 2008 08:59:18 +0000

Bully? Doesn’t sound that way. You have simply found a way to solve a current problem — establishing a truly joint account — and, at the same time avoid any future issue, should he need to access the account when, for some reason, you’re not available.
From each according to his abilities, as Marx once famously said. Mr. Micah has his strengths and you have yours, and that’s what life’s about. Division of labor sometimes requires a bit of support or active participation and that’s what happened, considered objectively.
So…imho that’s not bullying and it may be unhelpful (to you) to label it that way, especially if it gives you a tummyache and makes Mr. M feel like lying down. Words and labels are very powerful and labelling yourself as a bully may not be a good idea. Sez the amateur psychologist in me… Maybe you can create another, more positive, label — or avoid one altogether. ???

By: otherdeb (Deb Wunder)

otherdeb (Deb Wunder) — Thu, 03 Jul 2008 04:05:59 +0000

Oh. Hell. Yeah.

My roommate is the least financially capable person I’ve ever met. She actively does not want to handle her finances, with the result that, even though she is 59 years old, her mommy still has to write out her rent checks and, from time to time, bail her out of whatever mess she has gotten herself into.

And now that her mom, who is 89, is too ill to write out the rent check, it falls on me. SO, with that looming, does she give me her share early? No, Instead she falls victim to yet another scammer; this time, she owes her bnk $645, after they confiscated her last paycheck.

And this eening, I found out that even after my paycheck drops I will still be a bit short of the rent, because I had the temerity to go on a walking tour ($20), after dropping my last two paycheck and oer 90% of my current check to keeping a roof over our heads. (Other than tow medical appointments, I have not gone out of the house since my last day of work for the school year on 26 June). And when I told her that she had to make up the shortfall, she squinched up her face, and said she was trying not to cry.

Do I feel like a bully. Yeah, about now I do. Am I justified? I think so. I make 13 what she does. Over the last four years I have managed to pay off all but one credit card (which I am paying down), my student loans, and some personal debts (partly incurred while trying to keep a roof over our heads when she screwed up).

And, yes,I am working on getting myself out of this situation. Unfortunately, these days Landlords are pulling credit reports, and it will take about two more years before mine is clean enough to pass.

So I just keep reminding myself that this is temporary, but it doesn’t make me feel much better about having to be a bully.

By: frugal zeitgeist

frugal zeitgeist — Thu, 03 Jul 2008 01:18:47 +0000

Oh heck yeah – the whole getting my ex-husband to start saving and investing involved a fair amount of bullying. If I’d left the finances up to him, though, we’d have been dead broke.

By: ING Direct Referral Links

ING Direct Referral Links — Wed, 02 Jul 2008 22:01:34 +0000

[...] Categories alternative income alzheimers art quilt initiative bank account Blog book review books Borders budget car carnival of personal finance Cognitive Behavioral Therapy compound interest credit card credit card debt debt debt repayment debt snowball debt snowflake depression donate environment Etsy exercise festival of frugality finance Finwikian freelance frugal generic goal guest post homeschooling Honor Academy insurance investing laundry library life list M-Network meme money patchwork full-time job personal finance quilt recipe retirement roundup savings scam self improvement sewing shopping snowflaking tools Uncategorized work writing ← Personal Finance Bullying? [...]