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	<title>Comments on: Will Replacing An Uninsured Cell Phone Cost a Lot?</title>
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		<title>By: My Dollar Plan</title>
		<link>http://financefreelancelife.com/2008/05/15/replace-cell-phone-without-insuranc/#comment-18492</link>
		<dc:creator>My Dollar Plan</dc:creator>
		<pubDate>Sat, 17 May 2008 18:20:00 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=620#comment-18492</guid>
		<description>What I can&#039;t seem to understand is how come phones always seem to break so often... what happened to buying a product that was built with quality? Planned obsolescence I guess. Thanks for the mention.</description>
		<content:encoded><![CDATA[<p>What I can&#8217;t seem to understand is how come phones always seem to break so often&#8230; what happened to buying a product that was built with quality? Planned obsolescence I guess. Thanks for the mention.</p>
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		<title>By: Ryan S.@uncommon-cents.net</title>
		<link>http://financefreelancelife.com/2008/05/15/replace-cell-phone-without-insuranc/#comment-18432</link>
		<dc:creator>Ryan S.@uncommon-cents.net</dc:creator>
		<pubDate>Fri, 16 May 2008 06:34:17 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=620#comment-18432</guid>
		<description>A lot depends on which provider you&#039;re using, one that does GSM (phones that use a SIM card, like AT&amp;T and TMobile) or CDMA (ones without a SIM card). The SIM card deal makes going from handset to handset pretty easy. You can often also find handsets at thrift stores...</description>
		<content:encoded><![CDATA[<p>A lot depends on which provider you&#8217;re using, one that does GSM (phones that use a SIM card, like AT&amp;T and TMobile) or CDMA (ones without a SIM card). The SIM card deal makes going from handset to handset pretty easy. You can often also find handsets at thrift stores&#8230;</p>
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		<title>By: Mrs. Nathan</title>
		<link>http://financefreelancelife.com/2008/05/15/replace-cell-phone-without-insuranc/#comment-18429</link>
		<dc:creator>Mrs. Nathan</dc:creator>
		<pubDate>Fri, 16 May 2008 01:11:21 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=620#comment-18429</guid>
		<description>We&#039;re now saving our hold phones to keep in the event of a replacement. Nathan&#039;s phone literally snapped in half last year right before our wedding...and it was more than a little bit upsetting to be incommunicado while we figured out what to do about a new one. As it turns out we had to pay $200 to buy the cheapest Verizon phone available without a new plan, when we were switching off my parents&#039; plan in 1 month. It was sad and absurd.</description>
		<content:encoded><![CDATA[<p>We&#8217;re now saving our hold phones to keep in the event of a replacement. Nathan&#8217;s phone literally snapped in half last year right before our wedding&#8230;and it was more than a little bit upsetting to be incommunicado while we figured out what to do about a new one. As it turns out we had to pay $200 to buy the cheapest Verizon phone available without a new plan, when we were switching off my parents&#8217; plan in 1 month. It was sad and absurd.</p>
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		<title>By: Aaron Stroud</title>
		<link>http://financefreelancelife.com/2008/05/15/replace-cell-phone-without-insuranc/#comment-18428</link>
		<dc:creator>Aaron Stroud</dc:creator>
		<pubDate>Fri, 16 May 2008 00:36:31 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=620#comment-18428</guid>
		<description>We keep our old phones handy, just encase the new one fails. We&#039;ve also been known to get a used phone from a family member to avoid replacement costs.

&lt;em&gt;On a side note,&lt;/em&gt;
Isn&#039;t it amazing how our amazing standard of living has driven some of us to invent new problems? Cell phones use to be the domain of the ultra rich. They were bulky and they didn&#039;t work many places.

A few years before that, they didn&#039;t even exist. Now they&#039;re free with a service contract and yet many people shell out a couple hundred (or more) for a fancier one...</description>
		<content:encoded><![CDATA[<p>We keep our old phones handy, just encase the new one fails. We&#8217;ve also been known to get a used phone from a family member to avoid replacement costs.</p>
<p><em>On a side note,</em><br />
Isn&#8217;t it amazing how our amazing standard of living has driven some of us to invent new problems? Cell phones use to be the domain of the ultra rich. They were bulky and they didn&#8217;t work many places.</p>
<p>A few years before that, they didn&#8217;t even exist. Now they&#8217;re free with a service contract and yet many people shell out a couple hundred (or more) for a fancier one&#8230;</p>
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		<title>By: Anitra</title>
		<link>http://financefreelancelife.com/2008/05/15/replace-cell-phone-without-insuranc/#comment-18419</link>
		<dc:creator>Anitra</dc:creator>
		<pubDate>Thu, 15 May 2008 17:47:05 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=620#comment-18419</guid>
		<description>We save our old phones (although we don&#039;t usually replace them until they&#039;re having some problems anyway) - we haven&#039;t had to use them ourselves (thankfully), but we&#039;ve been able to lend them out to friends who broke their phones - our old phones will work just fine for at least a few months with good care, which is usually all a friend needs to get to new-contract/free-phone time.</description>
		<content:encoded><![CDATA[<p>We save our old phones (although we don&#8217;t usually replace them until they&#8217;re having some problems anyway) &#8211; we haven&#8217;t had to use them ourselves (thankfully), but we&#8217;ve been able to lend them out to friends who broke their phones &#8211; our old phones will work just fine for at least a few months with good care, which is usually all a friend needs to get to new-contract/free-phone time.</p>
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		<title>By: Eden</title>
		<link>http://financefreelancelife.com/2008/05/15/replace-cell-phone-without-insuranc/#comment-18415</link>
		<dc:creator>Eden</dc:creator>
		<pubDate>Thu, 15 May 2008 15:12:30 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/?p=620#comment-18415</guid>
		<description>I no longer purchase cell phone insurance. I&#039;ve had success by saving old phones and using them to replace a broken phone. If you don&#039;t mind making a downgrade in phones of course. The Verizon store even set up the old phone for me at no charge. 

You can also find good phones very cheap on Ebay.</description>
		<content:encoded><![CDATA[<p>I no longer purchase cell phone insurance. I&#8217;ve had success by saving old phones and using them to replace a broken phone. If you don&#8217;t mind making a downgrade in phones of course. The Verizon store even set up the old phone for me at no charge. </p>
<p>You can also find good phones very cheap on Ebay.</p>
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