Good morning everyone! Today I have a guest post over at Small Cents (now Almost Frugal on the economics of being a SAHM/the SAHM salary. The basic premise is that SAHMs make an important financial contribution to the family. It just doesn’t come neatly printed on paychecks, you have to figure out your salary yourself. Head on over to check it out. 🙂


Vered April 3, 2008 at 12:48 pm

I’m off to read it. Thanks. 🙂

Cassie April 4, 2008 at 8:22 am

That’s great!

Mrs Micah's Mom April 4, 2008 at 10:26 am

And those are just the direct contributions of the SAHM to the family. SAHMs also take on many volunteer jobs in the community. A couple of weeks ago, I made a list of all the volunteer work I’ve done since I was married. I was surprised at how long it was.

However, SAHMs’ willingness to do volunteer work can be abused. Some people think that a SAHM has unlimited time and no duties to fill it. Even before we started homeschooling, my time was limited; of course, I was spending several hours a week volunteering at your school. But just running a household takes time and energy, much more if the household includes children, but a lot even if it’s just two people.

Ken Clark, CFP April 4, 2008 at 11:34 am

Stay at home mom’s contribute so much financially!

My wife use, and saves $400-500 per month on groceries by using coupons.

That’s $6,000 per year.

For my wife to get a paycheck, pay payroll and income taxes, and be left with $6,000, she’d have to make close to $10,000 at a job.

That’s just one example.

Ken Clark, CFP

mrsmicah April 4, 2008 at 11:39 am

@Mom, good point!

@Ken, excellent analysis. The savings are in real vs. pre-tax dollars. Makes a big difference.

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