Comments on: Why I’m Not Getting a Refund Anticipation Loan or H&R Block Emerald Card

By: keisha

keisha — Tue, 09 Feb 2010 07:05:02 +0000

First off they should have told us that they were going to do a credit check in order to get the RAL Fast cash this year, but hey they just sit there and take your monies just want to get a quick buck out of you and yes it is not right that they charge all the fees just to get your monies. They don’t mind taking it from our check every pay period with no problems and then you have to go through all the red tape just to get it back. The people of society just dont care anymore. Everyone is just out to make a dollor out of fifteen cent. But hey to all you that read this, just remember every dogs got his day. Much Love Keisha from SC…

By: Tax Refund - Plan Your Spending

Tax Refund - Plan Your Spending — Thu, 02 Apr 2009 11:00:57 +0000

[...] Refund anticipation loans are a bad idea unless you’re truly desperate. Otherwise, getting the money early is not worth the price. Would you give someone your money and then have a third-person give you part of it back and get all of it themselves? [...]

By: Know the Fees on Your Unemployment Debit Card

Know the Fees on Your Unemployment Debit Card — Wed, 18 Mar 2009 11:02:51 +0000

[...] if you’re not getting it on a debit card, I think these loans are crap. They’re only a good idea if you’ve found yourself in a desperate situation and are [...]

By: badluck

badluck — Thu, 12 Feb 2009 05:41:16 +0000

everyyear ive gone to a private loan company to do my taxes and got my anticipation loan that day this yr i moved to a different state and did my taxes with h r block n i wasnt approved for same day then not aprroved for one to three day so now i got to wait for eight to fivteen day wat happens wen im not approved for that feeling screwed yep i am

By: Idomeneo

Idomeneo — Fri, 21 Mar 2008 20:17:50 +0000

Not to mention that with the “loan” they do a credit check, which is a ding to your credit score.

By: Monroe on a Budget » Blog Archive » Metro Detroiters going without bank accounts - and paying for it

Fri, 21 Mar 2008 16:53:58 +0000

[...] yourself off if you pay all those fees for cash-checking businesses, tax refund anticipation loans (which was the original topic of Mrs. Micah’s post), etc. to manage your cash [...]

By: erik

erik — Wed, 19 Mar 2008 02:52:02 +0000

great post. refund loans are as bad as payday loans. The hit you take to get your money a month early is not worth it.

By: ms. m&p

ms. m&p — Wed, 19 Mar 2008 01:26:32 +0000

What a ripoff! I’m glad you posted about this. Hopefully some people will read it and pass on getting the advance. The IRS direct deposit takes almost no time!

By: SavingDiva

SavingDiva — Tue, 18 Mar 2008 16:33:32 +0000

Wow! That sounds like a horrible deal! I know people take advantage of it, but I just wish I could shake those people before they did!

By: Ron@TheWisdomJournal

Ron@TheWisdomJournal — Tue, 18 Mar 2008 15:54:10 +0000

I love using TaxCut, but with direct deposit into my already existing checking account, I had my state refund in 4 days and my federal refund in 8. What’s the rush?