Comments on: Evaluating Dave Ramsey’s Total Money Makeover — Which Baby Step is Right for You?

By: Dave Ramsey’s Baby Step 6: Pay Off the House Early

Dave Ramsey’s Baby Step 6: Pay Off the House Early — Mon, 16 Nov 2009 15:19:30 +0000

[...] Step 6 is the 18 mile mark of the Total Money Makeover. Arriving at step 6 generally means you have been on the plan for several years. You have paid off [...]

By: * Dave Ramsey’s Baby Steps Explained

* Dave Ramsey’s Baby Steps Explained — Sun, 26 Apr 2009 18:06:06 +0000

[...] Cash Money LifeDave Ramsey’s Baby Steps: M-Network Style at I’ve Paid For This Twice Already…Evaluating Dave Ramsey’s Total Money Makeover — Which Baby Step is Right for You? at Mrs. MicahDave Ramsey’s Baby Steps To Financial Success at The Digerati LifeDave Ramsey’s [...]

By: Which Personal Finance Guru Would I Recommend?

Which Personal Finance Guru Would I Recommend? — Wed, 13 Aug 2008 15:15:51 +0000

[...] for getting out of it, the PF guru I’d probably recommend (depending on your temperament) is Dave Ramsey. I found a number of concepts in his Total Money Makeover very helpful. He doesn’t claim to [...]

By: Single Step Personal Finance Challenge

Single Step Personal Finance Challenge — Mon, 14 Jul 2008 15:01:43 +0000

[...] Sometimes when we’re optimizing our financial situations, we can just keep going with what we have. If you’ve got a great debt snowball rolling, for instance, you can just stick with that. And keeping with it is your way of putting one foot in front of the other. That’s why Dave Ramsey organizes his program in “Baby Steps.” [...]

By: Fielding J. Hurst

Fielding J. Hurst — Tue, 08 Apr 2008 20:47:11 +0000

Dave Ramsey Soundboard – http://www.daveramseyguru.com/dave-soundboard-v01/

By: Fielding J. Hurst

Fielding J. Hurst — Tue, 08 Apr 2008 20:46:38 +0000

Dave is for sure inspiring. I had the most boring Debt Snowball with one home equity debt and we have not been as gazelle on the other steps, but just listening to Dave reminds you to slow down and think before you spend. I have been cash only for about a year and am on the verge of having house paid off. I must say, there is for sure something psychological which is more important than math.

FJH

PS – Be Dave yourself. Check out the Dave Ramsey Soundboard. This tool is GREAT for use on pesky credit card collectors that keep calling you.

By: wealthy_1

wealthy_1 — Wed, 12 Mar 2008 23:59:21 +0000

I like Dave Ramsey because his approach is practical and methodical. The baby steps are like a check list. I also like his philosophy of paying off a small debt to boost self-confidence. I did that, and it really did boost my self confidence.

By: mrsmicah

mrsmicah — Wed, 12 Mar 2008 23:34:31 +0000

Hi Mommy. I’m not very familiar with Crown, except for hearing some of their radio stuff back when I was living with you. I found something in their online library which says student loans should be a last resort–which I agree with.

By: Mrs Micah's Mom

Mrs Micah's Mom — Wed, 12 Mar 2008 23:15:40 +0000

Hi MrsMicah,
I’ve occasionally listened to a personal finance program on WDAC that has some of the same baby steps, though on a different basis. Have you ever looked at their stuff http://www.crown.org/? Are they alike regarding things like strict avoidance of student loans?

By: Cath Lawson

Cath Lawson — Wed, 12 Mar 2008 17:05:26 +0000

Hi Mrs M – This is great advice. I’ve heard about Dave Ramsey, but I haven’t read his book yet. It sounds like a good plan though.

Would you recommend the book? Does it have a lot of additional info on how to do this stuff?