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	<title>Comments on: Save Money by Living in the Ghetto</title>
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	<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/</link>
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		<title>By: The Secret to Living in a Sweet House / Apartment : Roommates</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-20174</link>
		<dc:creator>The Secret to Living in a Sweet House / Apartment : Roommates</dc:creator>
		<pubDate>Fri, 27 Jun 2008 15:00:44 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-20174</guid>
		<description>[...] live in a small but not-too-expensive apartment, but she actually pays less than us in rent (I believe). And lives in a much nicer [...]</description>
		<content:encoded><![CDATA[<p>[...] live in a small but not-too-expensive apartment, but she actually pays less than us in rent (I believe). And lives in a much nicer [...]</p>
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	<item>
		<title>By: When the Man was Arrested on our Door Last Night</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-19466</link>
		<dc:creator>When the Man was Arrested on our Door Last Night</dc:creator>
		<pubDate>Fri, 06 Jun 2008 15:07:18 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-19466</guid>
		<description>[...] we got ready for bed, coming down from the adrenaline, I mentioned my blog post about saving money by living in a lower-income area. And that what happened wasn&#8217;t related to where we live. It was clearly a fight between two [...]</description>
		<content:encoded><![CDATA[<p>[...] we got ready for bed, coming down from the adrenaline, I mentioned my blog post about saving money by living in a lower-income area. And that what happened wasn&#8217;t related to where we live. It was clearly a fight between two [...]</p>
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		<title>By: » Weekend Link Love - 2</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-11768</link>
		<dc:creator>» Weekend Link Love - 2</dc:creator>
		<pubDate>Mon, 18 Feb 2008 05:44:18 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-11768</guid>
		<description>[...] Micah shares her thoughts on living in the ghetto. I can relate to her ghetto housing experiences as I used to live in Baltimore City a while back as [...]</description>
		<content:encoded><![CDATA[<p>[...] Micah shares her thoughts on living in the ghetto. I can relate to her ghetto housing experiences as I used to live in Baltimore City a while back as [...]</p>
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	<item>
		<title>By: Tanya</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10451</link>
		<dc:creator>Tanya</dc:creator>
		<pubDate>Thu, 07 Feb 2008 15:27:44 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10451</guid>
		<description>Hi, Mrs. Micah,
I&#039;d love to talk with you about the neighborhood you live in off-site, if that&#039;s okay with you. I live on the Dupont Circle/Georgetown border in a rent controlled (utilities included) studio for $895/mo, and I couldn&#039;t justify moving to any of the close-in suburbs based on prices for what I&#039;d found. But I&#039;d love to find a cheaper, more spacious place and would be willing to deal with a less gorgeous neighborhood. I don&#039;t want to infringe on your privacy, but if you could give me an idea of neighborhood and how you picked it, that would be much appreciated.
Thanks!</description>
		<content:encoded><![CDATA[<p>Hi, Mrs. Micah,<br />
I&#8217;d love to talk with you about the neighborhood you live in off-site, if that&#8217;s okay with you. I live on the Dupont Circle/Georgetown border in a rent controlled (utilities included) studio for $895/mo, and I couldn&#8217;t justify moving to any of the close-in suburbs based on prices for what I&#8217;d found. But I&#8217;d love to find a cheaper, more spacious place and would be willing to deal with a less gorgeous neighborhood. I don&#8217;t want to infringe on your privacy, but if you could give me an idea of neighborhood and how you picked it, that would be much appreciated.<br />
Thanks!</p>
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		<title>By: Brip Blap</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10402</link>
		<dc:creator>Brip Blap</dc:creator>
		<pubDate>Thu, 07 Feb 2008 02:53:39 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10402</guid>
		<description>I live in a gated community (which is gated for a reason).  The nearby stores, streets, etc. - all hardcore urban Jersey.  Not a pleasant area.

All of the arguments about cost, etc. just go *poof* once you have kids.  I realized that if we stay in this area, my son (and daughter on the way) will go to schools that score in the bottom 25% on every ridiculously easy state exam, have gangs and substandard facilities.  I know that&#039;s more of an indictment of our educational system than anything, but I want my kids to have a decent  PUBLIC education.  I want them to be able to take the bus to school without worrying about them getting the crap kicked out of them for being the only two Jewish kids in school.  I know these problems can exist in &#039;better&#039; neighborhoods, too, but we all know that good schools and good neighborhoods are out there - they just cost a premium, for a reason.

What RacerX and Catherine L said is dead on - once you have kids, you want a nice neighborhood.  Period.</description>
		<content:encoded><![CDATA[<p>I live in a gated community (which is gated for a reason).  The nearby stores, streets, etc. &#8211; all hardcore urban Jersey.  Not a pleasant area.</p>
<p>All of the arguments about cost, etc. just go *poof* once you have kids.  I realized that if we stay in this area, my son (and daughter on the way) will go to schools that score in the bottom 25% on every ridiculously easy state exam, have gangs and substandard facilities.  I know that&#8217;s more of an indictment of our educational system than anything, but I want my kids to have a decent  PUBLIC education.  I want them to be able to take the bus to school without worrying about them getting the crap kicked out of them for being the only two Jewish kids in school.  I know these problems can exist in &#8216;better&#8217; neighborhoods, too, but we all know that good schools and good neighborhoods are out there &#8211; they just cost a premium, for a reason.</p>
<p>What RacerX and Catherine L said is dead on &#8211; once you have kids, you want a nice neighborhood.  Period.</p>
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		<title>By: mrsmicah</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10251</link>
		<dc:creator>mrsmicah</dc:creator>
		<pubDate>Wed, 06 Feb 2008 02:51:21 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10251</guid>
		<description>Plenty of check cashing. I don&#039;t know about liquor stores...I don&#039;t really notice the ones we don&#039;t use.</description>
		<content:encoded><![CDATA[<p>Plenty of check cashing. I don&#8217;t know about liquor stores&#8230;I don&#8217;t really notice the ones we don&#8217;t use.</p>
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		<title>By: Single Ma</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10250</link>
		<dc:creator>Single Ma</dc:creator>
		<pubDate>Wed, 06 Feb 2008 02:46:21 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10250</guid>
		<description>No liquor stores?  No check cashing?  Doesn&#039;t really sound like the ghetto to me, but interesting nonetheless.  I&#039;ve always wondered why grocery stores in lower income neighborhoods don&#039;t have healthier selections.  what&#039;s that about?  I guess it&#039;s safe to assume your Giant doesn&#039;t have a dedicated organic aisle either.</description>
		<content:encoded><![CDATA[<p>No liquor stores?  No check cashing?  Doesn&#8217;t really sound like the ghetto to me, but interesting nonetheless.  I&#8217;ve always wondered why grocery stores in lower income neighborhoods don&#8217;t have healthier selections.  what&#8217;s that about?  I guess it&#8217;s safe to assume your Giant doesn&#8217;t have a dedicated organic aisle either.</p>
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		<title>By: Money Blue Book</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10195</link>
		<dc:creator>Money Blue Book</dc:creator>
		<pubDate>Tue, 05 Feb 2008 19:00:10 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10195</guid>
		<description>I lived in the ghetto (Greenbelt, Wheaton, MD and Baltimore) for many many years as a student and into my mid adult life...it&#039;s a great way to save money...but ultimately the rats, roaches, crime, and the crazy transvestites led me to move on up. I&#039;ve had my fair share of car break-ins, and burglaries (when you have druggies breaking into homes to steal canned food you know it&#039;s time to move).
I have so many wacky housing stories - I&#039;ll share them one day :)</description>
		<content:encoded><![CDATA[<p>I lived in the ghetto (Greenbelt, Wheaton, MD and Baltimore) for many many years as a student and into my mid adult life&#8230;it&#8217;s a great way to save money&#8230;but ultimately the rats, roaches, crime, and the crazy transvestites led me to move on up. I&#8217;ve had my fair share of car break-ins, and burglaries (when you have druggies breaking into homes to steal canned food you know it&#8217;s time to move).<br />
I have so many wacky housing stories &#8211; I&#8217;ll share them one day <img src='http://financefreelancelife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Becca</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10193</link>
		<dc:creator>Becca</dc:creator>
		<pubDate>Tue, 05 Feb 2008 18:35:16 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10193</guid>
		<description>Yeah, I have to say my roommate and I really like our area. [Which, again, I&#039;m getting the feeling is suspiciously close to yours.]  We didn&#039;t get quite as good a deal on our apartment as we only had one day to look and when all of the ones that we scheduled appointments weren&#039;t right for us, we ended up stopping in places that were open on that Sunday.  We&#039;re mostly really pleased with our apartment complex.  I have friends that are living in Arlington and paying double in rent what we are--that trade off would NEVER be worthwhile for me.  We&#039;re a 15 minute walk to the metro and only once (when walking at 11pm, so it is understandable) did I ever not feel safe walking home.  Plus, the cops always travel in threes.

By the way, my roommate and I did end up checking out the co-op; it is our favorite place in the world now.  Their curry spice powder was amazing.</description>
		<content:encoded><![CDATA[<p>Yeah, I have to say my roommate and I really like our area. [Which, again, I'm getting the feeling is suspiciously close to yours.]  We didn&#8217;t get quite as good a deal on our apartment as we only had one day to look and when all of the ones that we scheduled appointments weren&#8217;t right for us, we ended up stopping in places that were open on that Sunday.  We&#8217;re mostly really pleased with our apartment complex.  I have friends that are living in Arlington and paying double in rent what we are&#8211;that trade off would NEVER be worthwhile for me.  We&#8217;re a 15 minute walk to the metro and only once (when walking at 11pm, so it is understandable) did I ever not feel safe walking home.  Plus, the cops always travel in threes.</p>
<p>By the way, my roommate and I did end up checking out the co-op; it is our favorite place in the world now.  Their curry spice powder was amazing.</p>
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		<title>By: Becky@FamilyandFinances</title>
		<link>http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10190</link>
		<dc:creator>Becky@FamilyandFinances</dc:creator>
		<pubDate>Tue, 05 Feb 2008 18:19:23 +0000</pubDate>
		<guid isPermaLink="false">http://financefreelancelife.com/2008/02/04/save-money-by-living-in-the-ghetto/#comment-10190</guid>
		<description>Hey, I&#039;m going to DC in April on vacation!  My husband and I are going to stay with his best friend in North Carolina and the three of us are going to drive up to DC.  It will be the first time in our nation&#039;s capital for both my husband and I.  We&#039;re really excited. :) Maybe we&#039;ll pass by you on the street!</description>
		<content:encoded><![CDATA[<p>Hey, I&#8217;m going to DC in April on vacation!  My husband and I are going to stay with his best friend in North Carolina and the three of us are going to drive up to DC.  It will be the first time in our nation&#8217;s capital for both my husband and I.  We&#8217;re really excited. <img src='http://financefreelancelife.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' />  Maybe we&#8217;ll pass by you on the street!</p>
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