Comments on: My biggest piece of advice to the (medically) uninsured http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/ Thu, 18 Mar 2010 22:58:55 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Lynnae @ Being Frugal http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-845 Lynnae @ Being Frugal Fri, 16 Nov 2007 03:46:34 +0000 http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-845 That's some good advice. I agree with frugal zeitgeist that you really need to have health insurance, but in reality it doesn't always work out that way. We lost our insurance when my husband lost his job in May. Then he started another job, and we were supposed to get insurance in Sept. But in August he started another job, and we were supposed to get insurance this month. But then he got fired and can't find a full time job. You know my story, and we're working on getting insurance, but it's probably going to be a few months at least. In the meanwhile, clinics are a great place to go for basic healthcare. And if you need a prescription, don't be afraid to ask for a sample. If they don't have a sample, ask for generic meds, and get yourself to Walmart. They have several generic meds available for $4 for a month's supply. That’s some good advice. I agree with frugal zeitgeist that you really need to have health insurance, but in reality it doesn’t always work out that way. We lost our insurance when my husband lost his job in May. Then he started another job, and we were supposed to get insurance in Sept. But in August he started another job, and we were supposed to get insurance this month. But then he got fired and can’t find a full time job. You know my story, and we’re working on getting insurance, but it’s probably going to be a few months at least.

In the meanwhile, clinics are a great place to go for basic healthcare. And if you need a prescription, don’t be afraid to ask for a sample. If they don’t have a sample, ask for generic meds, and get yourself to Walmart. They have several generic meds available for $4 for a month’s supply.

]]> By: mrsmicah http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-842 mrsmicah Fri, 16 Nov 2007 02:21:44 +0000 http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-842 Yeah, we're working on it. :-/ Hopefully we'll have something by the end of the month. My insurance didn't expire until a couple months ago, and after that I found the clinic in case. If I'd stuck it out with this job, I would have been insured in about 30 days. That the plan and the reason I let it slip. It just seemed like too much of a headache to get it for those few intervening months. But then the plans just changed...so now I have to be more proactive. Probably wasn't a good choice in the beginning, but we weren't planning to go for long. *sigh* Yeah, we’re working on it. :-/ Hopefully we’ll have something by the end of the month. My insurance didn’t expire until a couple months ago, and after that I found the clinic in case.

If I’d stuck it out with this job, I would have been insured in about 30 days. That the plan and the reason I let it slip. It just seemed like too much of a headache to get it for those few intervening months. But then the plans just changed…so now I have to be more proactive. Probably wasn’t a good choice in the beginning, but we weren’t planning to go for long. *sigh*

]]> By: frugal zeitgeist http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-840 frugal zeitgeist Fri, 16 Nov 2007 02:14:15 +0000 http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-840 I have been struggling to find a way to word this that doesn't sound preachy or dictatorial, but. . . you really need to have health insurance. I know it's not cheap, but it's a whole lot cheaper than dealing with a serious illness or injury. Your husband is probably required to have insurance as a student. Since you're married, isn't there a way to piggyback onto his policy? I have been struggling to find a way to word this that doesn’t sound preachy or dictatorial, but. . . you really need to have health insurance. I know it’s not cheap, but it’s a whole lot cheaper than dealing with a serious illness or injury. Your husband is probably required to have insurance as a student. Since you’re married, isn’t there a way to piggyback onto his policy?

]]> By: Boink Blogs http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-836 Boink Blogs Thu, 15 Nov 2007 22:10:25 +0000 http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-836 [...] biggest piece of advice to the (medically) uninsured mrsmicah created an interesting post today on My biggest piece of advice to the (medically) [...] [...] biggest piece of advice to the (medically) uninsured mrsmicah created an interesting post today on My biggest piece of advice to the (medically) [...]

]]> By: Money Blue Book http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-832 Money Blue Book Thu, 15 Nov 2007 19:52:36 +0000 http://financefreelancelife.com/2007/11/15/my-biggest-piece-of-advice-to-the-medically-uninsured/#comment-832 It's really important to have health coverage...it's the #1 cause of bankruptcy. I do contract work so I have to provide my own health insurance. The best way to lower your premiums is to have a high deductible if you're generally healthy. Or you can vote for a candidate that advocates nationalized health insurance. Um..I'm not promoting a candidate..just throwing that out there! :) -R It’s really important to have health coverage…it’s the #1 cause of bankruptcy.

I do contract work so I have to provide my own health insurance. The best way to lower your premiums is to have a high deductible if you’re generally healthy.

Or you can vote for a candidate that advocates nationalized health insurance. Um..I’m not promoting a candidate..just throwing that out there! :)
-R

]]>