Frugal Zeitgeist and Raymond at Money Blue Book made good comments on my last entry
It’s really important to have health coverage…it’s the #1 cause of bankruptcy.
I do contract work so I have to provide my own health insurance. The best way to lower your premiums is to have a high deductible if you’re generally healthy.
Or you can vote for a candidate that advocates nationalized health insurance. Um..I’m not promoting a candidate..just throwing that out there!
I have been struggling to find a way to word this that doesn’t sound preachy or dictatorial, but. . . you really need to have health insurance. I know it’s not cheap, but it’s a whole lot cheaper than dealing with a serious illness or injury. Your husband is probably required to have insurance as a student. Since you’re married, isn’t there a way to piggyback onto his policy?
So, my reason for not getting insurance? Well, the job I was going to have in just a month offered good insurance. I was unwise to let it slide in the interim, but I did have plans for becoming reinsured quickly.
However, now that’s not going to happen so I need to make new arrangements. I hadn’t really thought about that aspect of the chance until this week (and insurance will be another one of those expenses which my other jobs will have to cover or else I’ll have to start looking for new stuff).
So, does anyone have suggestions for a plan with a monthly pay under $125 or so with at least basic coverage. This way, if we get hospitalized or something we won’t get too deep into debt. Deductible at $10,000 or less.
Zip code: 20740 (not my real one but close enough to get comparable offers, I think)
Male: 27 (we’ll say 7/5/80), full time college student
Female: 22 (we’ll say 9/10/85), not student.
Both nonsmokers, neither obese or with diabetes, cancer, heart condition, HIV/AIDS, pregnancy, any of that.
I’m doing my own research as well (looking into options through Mr. Micah’s school), but would like to know what any helpful readers think. 🙂
I’ll get back to y’all on this. After all, there are 50+ readers and lots of other people who come by and will probably keep me accountable.