Comments on: Redeeming the Spirit of the Latte Factor (for the frugal) http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/ Sat, 20 Mar 2010 15:34:03 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: 5 Easy Ways to Cut Your Living Expenses | Online Savings Blog http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-8475 5 Easy Ways to Cut Your Living Expenses | Online Savings Blog Wed, 30 Jan 2008 15:46:21 +0000 http://financefreelancelife.com/?p=123#comment-8475 [...] advice says that, when you're saving, you should look to cut out your extra expenses: the latte factor, eating out every night, and services you pay for but don't use (like the [...] [...] advice says that, when you're saving, you should look to cut out your extra expenses: the latte factor, eating out every night, and services you pay for but don't use (like the [...]

]]> By: The 123rd Carnival of Personal Finance (The Boo! editinon) | The Dough Roller http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-401 The 123rd Carnival of Personal Finance (The Boo! editinon) | The Dough Roller Mon, 22 Oct 2007 23:57:46 +0000 http://financefreelancelife.com/?p=123#comment-401 [...] Redeeming the Spirit of the Latte Factor (for the frugal) « Mrs Micah [...] [...] Redeeming the Spirit of the Latte Factor (for the frugal) « Mrs Micah [...]

]]> By: Susy http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-400 Susy Mon, 22 Oct 2007 13:14:12 +0000 http://financefreelancelife.com/?p=123#comment-400 I completely agree. My husband and I really try to focus on not spending frivolously and as a result we don't have many places to cut expenses. I suppose I could dry my clothes outside but due to Mr Morris's allergies that's not really an option. Like M, I've also been trying to cut back on my grocery budget. I've been making my own bread and trying to just not buy stuff. We've been eating more beans & rice and a lot less meat. I suppose we're healthier and a little richer! I completely agree. My husband and I really try to focus on not spending frivolously and as a result we don’t have many places to cut expenses. I suppose I could dry my clothes outside but due to Mr Morris’s allergies that’s not really an option.

Like M, I’ve also been trying to cut back on my grocery budget. I’ve been making my own bread and trying to just not buy stuff. We’ve been eating more beans & rice and a lot less meat. I suppose we’re healthier and a little richer!

]]> By: momadvice http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-399 momadvice Mon, 22 Oct 2007 13:06:29 +0000 http://financefreelancelife.com/?p=123#comment-399 Sorry I didn't realize it doesn't leave my correct signature Amy MomAdvice.com Sorry I didn’t realize it doesn’t leave my correct signature

Amy
MomAdvice.com

]]> By: momadvice http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-398 momadvice Mon, 22 Oct 2007 13:05:35 +0000 http://financefreelancelife.com/?p=123#comment-398 This is an excellent post. In the beginning of learning to save money, I really identified with the latte factor. Now that I have been doing it awhile, it doesn't apply to me. I guess it is important to remember that where we are in our financial journey might be different from where we were just a year ago. The latte factor may apply to some and others of us are just inventing new ways to save. This is an excellent post. In the beginning of learning to save money, I really identified with the latte factor. Now that I have been doing it awhile, it doesn’t apply to me. I guess it is important to remember that where we are in our financial journey might be different from where we were just a year ago. The latte factor may apply to some and others of us are just inventing new ways to save.

]]> By: mrsmicah http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-397 mrsmicah Mon, 22 Oct 2007 11:02:28 +0000 http://financefreelancelife.com/?p=123#comment-397 I admire them too, FB. I hope someday I can apply these same principles even if we're earning much more. I like your application of it, M. We did that with milk, where we bought powdered to supplement our skim what with its rising prices. We probably still have some cutting space (like our 2 dates/month totaling less than $20) but without that life would be suckier. Thanks, paidtwice. :-) Your post really got this going in my head. I admire them too, FB. I hope someday I can apply these same principles even if we’re earning much more.

I like your application of it, M. We did that with milk, where we bought powdered to supplement our skim what with its rising prices. We probably still have some cutting space (like our 2 dates/month totaling less than $20) but without that life would be suckier.

Thanks, paidtwice. :-) Your post really got this going in my head.

]]> By: paidtwice http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-396 paidtwice Mon, 22 Oct 2007 03:46:47 +0000 http://financefreelancelife.com/?p=123#comment-396 I love this post. Bravo! Like M I do (did) have things I could cut but not $10 a day level things. But eventually I will have to increase the enjoyment factor in life again ;) I love this post. Bravo!

Like M I do (did) have things I could cut but not $10 a day level things.

But eventually I will have to increase the enjoyment factor in life again ;)

]]> By: m http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-395 m Sun, 21 Oct 2007 11:23:14 +0000 http://financefreelancelife.com/?p=123#comment-395 I've felt that same criticism of the latte factor. But I have finally found I have places where it applies. It just isn't lattes or lunches. But it can be cutting out juice--we don't need it--when buying groceries. Buying toast only in stead of toast *and* bagels when grocery shopping. Skipping the cream cheese and having only one item to use as a spread for sandwiches. Yes, mine all have to do with groceries b/c that's a main area we've worked on lately. The point is some people like you have no real place to cut at all. I am similar but not quite as extreme. So while the traditional latte items don't apply to me, the concept still sort of does. I like your system too though. Though it can depress me too b/c I think "Well look at all I didn't spend on and I still don't really have anything to show for it! How depressing!" That is *not* uplifting. Your method's great I think for those who see enough progress from their frugality! I’ve felt that same criticism of the latte factor.

But I have finally found I have places where it applies. It just isn’t lattes or lunches.

But it can be cutting out juice–we don’t need it–when buying groceries. Buying toast only in stead of toast *and* bagels when grocery shopping. Skipping the cream cheese and having only one item to use as a spread for sandwiches. Yes, mine all have to do with groceries b/c that’s a main area we’ve worked on lately.

The point is some people like you have no real place to cut at all. I am similar but not quite as extreme. So while the traditional latte items don’t apply to me, the concept still sort of does.

I like your system too though. Though it can depress me too b/c I think “Well look at all I didn’t spend on and I still don’t really have anything to show for it! How depressing!” That is *not* uplifting. Your method’s great I think for those who see enough progress from their frugality!

]]> By: Fabulously Broke http://financefreelancelife.com/2007/10/19/redeeming-the-spirit-of-the-latte-factor-for-the-frugal/#comment-394 Fabulously Broke Sat, 20 Oct 2007 22:01:37 +0000 http://financefreelancelife.com/?p=123#comment-394 Great post on the psychological aspect of things. I really applaud those who can earn $24,000 a year or less and manage to make it work with a family of 3. I always <a href="http://fabulouslybrokeinthecity.blogspot.com/2007/04/lessons-from-living-down-and-out.html" rel="nofollow">read this article</a> when I catch myself being a brat. Great post on the psychological aspect of things. I really applaud those who can earn $24,000 a year or less and manage to make it work with a family of 3.

I always read this article when I catch myself being a brat.

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